Merchant Account
Empower Your Business: Global Merchant Account Solutions
In today's digital economy, the ability to accept diverse payment methods is crucial for business growth. A merchant account acts as your gateway to processing credit and debit card transactions, enabling seamless sales from customers worldwide. Trison PLC provides comprehensive merchant account solutions tailored to your unique business model.
We partner with leading payment processors to ensure secure, efficient, and reliable transaction handling, whether you operate online, in-store, or via mobile. Our expertise simplifies the complex world of payment processing, allowing you to focus on expanding your reach and revenue streams.
Merchant Accounts: Drive Business Growth
A dedicated merchant account is the cornerstone of modern commerce, transforming how businesses capture revenue in today's digital-first economy. Beyond basic payment acceptance, it delivers critical advantages: seamlessly processing diverse payment methods (credit/debit cards, digital wallets, crypto), accelerating cash flow with next-day settlements, and reducing operational costs through automated reconciliation.
Advanced features provide robust security with PCI-compliant fraud prevention, build customer trust with smooth checkout experiences processing. By integrating with your e-commerce platform and POS systems, a tailored merchant solution unlocks actionable sales analytics, recurring billing capabilities, and the infrastructure needed to expand into new markets while minimizing risk. This strategic tool doesn't just process payments – it optimizes revenue capture, strengthens financial control, and positions your business for sustainable expansion.
Accept All Major Cards
Process payments from Visa, MasterCard, American Express, and more, satisfying a broader customer base.
Boost Sales & Conversions
Offer convenient payment options, leading to higher conversion rates and increased revenue.
Global Transaction Capabilities
Accept payments from international customers seamlessly, expanding your market reach.
Robust Fraud Protection
Utilize advanced security features and protocols to minimize chargebacks and fraudulent transactions.
Detailed Reporting & Analytics
Gain insights into your sales data, transaction history, and customer trends for better business decisions.
Streamlined Cash Flow
Enjoy faster settlement times for your transactions, improving your business's liquidity.
Your Seamless Merchant Account Application Process
We guide you through every step of securing your merchant account, ensuring a smooth and efficient approval and integration.
Initial Consultation & Needs Assessment
We begin by understanding your business type, sales volume, and payment processing needs to recommend the best merchant account provider and gateway solutions.
Document Collection & Compliance Review
Our team assists in gathering all required documents, including business registration, banking details, and identification, ensuring compliance with underwriting guidelines for a faster approval.
Application Submission & Underwriting Liaison
We prepare and submit your complete application. Our experts act as your liaison with the acquiring bank's underwriting team, addressing any queries promptly to expedite the approval process.
Approval & Account Activation
Upon successful underwriting, your merchant account is approved and activated. We provide you with all necessary details to begin processing transactions securely.
Integration & Ongoing Support
We assist with integrating your merchant account with your website, POS system, or accounting software. Our ongoing support ensures smooth operations and helps with any future needs.
Key Deliverables for Your Merchant Account
Upon successful setup, Trison PLC ensures you have all the essential tools and information to start processing payments securely and efficiently.
Approved Merchant Account ID
Your unique identifier for processing card payments.
Payment Gateway Integration
Details and support for connecting your systems to the payment gateway.
Settlement Reports & Access
Tools and access to view your transaction settlements and deposits.
Fraud Prevention Tools Access
Access to security features like AVS, CVV, and customizable fraud filters.
Dedicated Customer Support
Direct contact for technical assistance and account management queries.
Compliance Guidelines
Essential information on PCI DSS compliance and other regulatory requirements.
Flexible Pricing for Your Merchant Account
Choose the plan that best fits your business volume and feature needs, with clear, upfront pricing.
Standard Processing (Low Risk)
Ideal for typical e-commerce, retail, and professional services.
- Merchant Account Setup
- Basic Payment Gateway
- Transaction Fees: From 1.8% + $0.20
- Standard Reporting
- Advanced Fraud Protection
- Multi-currency Processing
Offshore Merchant Account
For businesses operating internationally or with offshore entities.
- Dedicated Offshore Merchant Account
- Advanced Payment Gateway
- Transaction Fees: From 2.5% + $0.30
- Multi-currency Processing
- Enhanced Fraud Protection
- Dedicated Account Manager
High-Risk Merchant Account
Specialized solutions for industries with higher chargeback rates or regulatory scrutiny.
- High-Risk Specialist Consultation
- Robust Payment Gateway & APIs
- Transaction Fees: From 3.5% + $0.40
- Advanced Fraud & Chargeback Management
- Multi-currency & International Processing
- Dedicated Account Manager
Industries & Business Models We Support
Trison PLC offers tailored merchant account solutions across a broad spectrum of industries and business types.
Supported (Low-Risk) Industries:
- Retail (Physical & Online)
- Professional Services (Consulting, Legal, Accounting)
- Education & Training
- E-commerce (General Goods)
- Restaurants & Hospitality (Standard)
- Non-profit Organizations
- Software & SaaS (Standard)
High-Risk Industries (Specialized Solutions):
- Forex & Binary Options Trading
- Online Gaming & Casinos
- Adult Entertainment & Content
- CBD & Cannabis Products (where legal)
- Travel Agencies & Timeshares
- Pharmaceuticals & Nutraceuticals
- Tech Support & Remote IT Services
- Dating & Social Networking Sites
- Debt Collection & Credit Repair
- Multi-level Marketing (MLM)
Prohibited Industries:
Due to legal restrictions, high fraud risk, or ethical considerations, we generally *cannot* provide merchant accounts for businesses involved in the following activities:
- Illegal Goods or Services (e.g., illegal drugs, weapons)
- Child Pornography or Exploitation
- Terrorist Organizations
- Ponzi Schemes or Pyramid Schemes
- Unlicensed Pharmaceutical Sales
- Counterfeit Goods
- Any activity deemed illegal in the jurisdiction of operation or target market.
Please note: This list is not exhaustive and approval is subject to individual underwriting by our banking partners.
Key Payment Processing Terms to Understand
Understanding the core concepts of payment processing helps you manage your merchant account effectively.
Transaction Fees
The charges applied per transaction, typically a percentage of the transaction value plus a small fixed fee. These vary based on card type, transaction volume, and risk level.
Refunds
When a customer returns an item or cancels a service, the merchant returns the funds. There may be a small fee associated with processing a refund, and the original transaction fee may not be returned to the merchant.
Chargebacks
When a customer disputes a transaction directly with their bank, leading to a forced reversal of funds. Chargebacks incur significant fees for merchants and negatively impact their processing history.
Rolling Reserve
A percentage of your daily sales held by the payment processor for a set period (e.g., 90-180 days) as security against potential chargebacks or financial losses. Commonly applied to high-risk businesses.
Frequently Asked Questions
Find quick answers to common questions about merchant account solutions.
A merchant account is a special bank account that allows businesses to accept credit and debit card payments. You need one to process card transactions from your customers, whether online, in-store, or over the phone.
A merchant account is the bank account that holds funds from credit card sales before they are transferred to your regular business bank account. A payment gateway is the technology that authorizes credit card payments online or through a POS system, acting as a bridge between your website/POS and the payment processor.
Almost any legitimate business can get a merchant account, from retail stores and e-commerce shops to service providers and subscription businesses. Trison PLC specializes in connecting various business models with suitable merchant account providers.
Approval times vary based on the industry, risk level, and completeness of the application. Low-risk businesses might get approved in a few days, while high-risk businesses could take several weeks. We work to expedite this process.
Common fees include transaction fees (percentage per sale), per-transaction fees (fixed amount per sale), monthly statement fees, gateway fees, and potentially chargeback fees. Our pricing plans are transparent about these costs.
Yes, merchant accounts are essential for accepting international payments. They allow you to process transactions from customers around the globe, often in multiple currencies, which is crucial for businesses with a global customer base.
Ready to Build Your Global Legacy?
Our experts are ready to help you choose the perfect plan or create a custom solution for your unique business needs. Let's start the conversation today.
